CEN/TC 445 - eBusiness Processes in the Insurance Industry
Standardization in the field of digital information interchange in the European insurance industry. This applies to aspects of policy administration (quotation, offer, application, transfer of contract and premium data, premium and commission statement, party and contract changes, search and information services for party and contract) and of claims handling (notification, verification, assessment, authorization, settlement and reimbursement, recovery, status information). Standardization will focus on the digital information interchange among insurance companies, intermediaries, sales organizations, portals, service providers and customers. All lines of business in the insurance industry may be considered, such as life, health, property and casualty.
eBusiness Processes in the Insurance Industry
Standardization in the field of digital information interchange in the European insurance industry. This applies to aspects of policy administration (quotation, offer, application, transfer of contract and premium data, premium and commission statement, party and contract changes, search and information services for party and contract) and of claims handling (notification, verification, assessment, authorization, settlement and reimbursement, recovery, status information). Standardization will focus on the digital information interchange among insurance companies, intermediaries, sales organizations, portals, service providers and customers. All lines of business in the insurance industry may be considered, such as life, health, property and casualty.
General Information
This document defines the standardized mapping of the specific requirements of an insurance premium invoice to the generic electronic invoice described in EN 16931-1. This mapping meets the requirements of an electronic premium invoice to ensure legal (including fiscal) compliance as well as business and technical demands of the insurance industry.
Premium invoices can be issued by different organizations of the insurance industry to commercial clients or consumers. This document includes premium invoices issued by insurance companies as well as insurance intermediaries.
This document does not deal with data protection matters in premium invoices.
NOTE General Data Protection Regulation, EU Regulation 2016/679 can include requirements on personal data.
Premium invoices are regularly not subject to VAT but to special taxes. In particular, the requirements resulting from insurance tax regulations are considered. Requirements for other taxes are also incorporated.
The rules defined in EN 16931-1 do not support invoices with amounts not subject to VAT together with additional amounts which are subject to VAT. Therefore, this document also does not support premium invoices which invoice other goods and services which are subject to VAT invoiced together with premium amounts.
Out of the scope of this document are accounting transactions between insurance companies and insurance intermediaries which may contain premium invoice data, but regularly consist of other data (e.g. commissions) which are not part of a regular invoice.
- Technical specification34 pagesEnglish languagesale 10% offe-Library read for1 day
This document specifies a concrete REST webservice API description of the processes and data (see
EN 17419-1:2020 for more information) as an OpenAPI definition specified by the OpenAPI specification.
- Technical report102 pagesEnglish languagesale 10% offe-Library read for1 day
This document defines the process and the structure of the transfer of electronic documents, and facilitates the transfer of electronic documents between stakeholders in the insurance industry.
- Standard65 pagesEnglish languagesale 10% offe-Library read for1 day
This document specifies a concrete REST webservice API description of the processes and data
(see EN 17419-1:2020 for more information) as an OpenAPI definition specified by the OpenAPI
specification.
- Technical report61 pagesEnglish languagesale 10% offe-Library read for1 day